New Hampshire Mortgage Calculator
Estimate the monthly PITI payment on a New Hampshire home. Preseeded with the state’s 1.93% effective property-tax rate, $1,100 average annual insurance, and $460,000 median home price.
Loan Parameters
$
$
Percentage
20.0 %
Loan Term
Advanced Options
$
Monthly Payment (PITI)
$3,311
- Principal & Interest
- $2,326
- Property Taxes
- $740
- Home Insurance
- $92
- PMI
- $153
Total Interest
$469,364
Total Cost
$1,136,704
Payoff Year
2056
New Hampshire Property Tax, Insurance & Home Prices
- Effective property-tax rate
- 1.93%
- Avg annual insurance
- $1,100
- Median home price
- $460,000
Statewide averages, last reviewed May 2026. Actual rates and premiums vary significantly by county, city, and parcel — see the notes below.
Notable New Hampshire Rules
New Hampshire has no income tax (except on interest/dividends, being phased out by 2027) and no general sales tax — but compensates with high property-tax rates. Towns vary dramatically; some lakefront and resort towns have rates near 1%, while industrial towns can exceed 2.5%.
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Frequently Asked Questions
- New Hampshire's statewide effective property-tax rate is approximately 1.93% of home value (last reviewed May 2026). Actual county- and city-level rates vary; check your specific parcel before budgeting.