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Terms of Use

Last updated: April 28, 2026

By using rate-calc.com you agree to the terms below. If you don’t agree, please don’t use the site.

Not financial advice

RateCalc’s calculators are for informational purposes only. Results are estimates based on the inputs you provide and standard formulas — they are not a loan offer, a recommendation, or a substitute for advice from a qualified financial, tax, or legal professional. Always verify important decisions with a professional and against the real terms offered to you.

No warranty

The site is provided “as is”, without warranty of any kind. We do our best to keep the math correct, but we make no guarantee of accuracy, availability, or fitness for any particular purpose.

Limitation of liability

To the fullest extent allowed by law, we are not liable for any losses or damages arising from your use of the site, including financial decisions you make based on its output.

Acceptable use

Please don’t scrape the site at a volume that affects others, attempt to break security, or republish substantial portions of its content as your own. Sharing links and short excerpts is fine. Anything you generate from your own data — charts, PDFs, CSVs — is yours to use freely.

Changes

We may update the site or these terms at any time. When we change the terms we’ll update the “Last updated” date above. Continued use means you accept the changes.

Contact

Questions: contact@rate-calc.com · see also our Privacy Policy and contact page.