Missouri Mortgage Calculator
Estimate the monthly PITI payment on a Missouri home. Preseeded with the state’s 0.96% effective property-tax rate, $2,000 average annual insurance, and $240,000 median home price.
Advanced Options
- Principal & Interest
- $1,214
- Property Taxes
- $192
- Home Insurance
- $167
Missouri Property Tax, Insurance & Home Prices
- Effective property-tax rate
- 0.96%
- Avg annual insurance
- $2,000
- Median home price
- $240,000
Statewide averages, last reviewed May 2026. Actual rates and premiums vary significantly by county, city, and parcel — see the notes below.
Notable Missouri Rules
Missouri reassesses property every two years (odd years). Senior Citizens Property Tax Credit (Circuit Breaker) provides up to $1,100 for eligible homeowners. Storm and hail damage drive insurance costs above the national median in central Missouri.
Mortgage Calculators for Other States
Related Calculators
Current average 30-year and 15-year fixed mortgage rates from Freddie Mac's Primary Mortgage Market Survey (via FRED), updated weekly.
Compare monthly payments across auto and personal loan terms.
Visualize long-term wealth growth with monthly contributions.
Frequently Asked Questions
- Missouri's statewide effective property-tax rate is approximately 0.96% of home value (last reviewed May 2026). Actual county- and city-level rates vary; check your specific parcel before budgeting.