Nevada Mortgage Calculator
Estimate the monthly PITI payment on a Nevada home. Preseeded with the state’s 0.55% effective property-tax rate, $800 average annual insurance, and $460,000 median home price.
Loan Parameters
$
$
Percentage
20.0 %
Loan Term
Advanced Options
$
Monthly Payment (PITI)
$2,757
- Principal & Interest
- $2,326
- Property Taxes
- $211
- Home Insurance
- $67
- PMI
- $153
Total Interest
$469,364
Total Cost
$937,264
Payoff Year
2056
Nevada Property Tax, Insurance & Home Prices
- Effective property-tax rate
- 0.55%
- Avg annual insurance
- $800
- Median home price
- $460,000
Statewide averages, last reviewed May 2026. Actual rates and premiums vary significantly by county, city, and parcel — see the notes below.
Notable Nevada Rules
Nevada has no state income tax. Annual tax-bill increases on owner-occupied primary residences are capped at 3% (8% for other property), making long-term ownership very tax-stable. Las Vegas and Reno metros dominate state home-price averages.
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Frequently Asked Questions
- Nevada's statewide effective property-tax rate is approximately 0.55% of home value (last reviewed May 2026). Actual county- and city-level rates vary; check your specific parcel before budgeting.