Arkansas Mortgage Calculator
Estimate the monthly PITI payment on a Arkansas home. Preseeded with the state’s 0.62% effective property-tax rate, $2,000 average annual insurance, and $200,000 median home price.
Loan Parameters
$
$
Percentage
20.0 %
Loan Term
Advanced Options
$
Monthly Payment (PITI)
$1,348
- Principal & Interest
- $1,011
- Property Taxes
- $103
- Home Insurance
- $167
- PMI
- $67
Total Interest
$204,071
Total Cost
$461,271
Payoff Year
2056
Arkansas Property Tax, Insurance & Home Prices
- Effective property-tax rate
- 0.62%
- Avg annual insurance
- $2,000
- Median home price
- $200,000
Statewide averages, last reviewed May 2026. Actual rates and premiums vary significantly by county, city, and parcel — see the notes below.
Notable Arkansas Rules
Arkansas caps annual property-tax assessment increases at 5% for primary residences (10% for non-residential) under Amendment 79. The state also offers a $375 homestead-tax credit applied directly to the bill.
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Frequently Asked Questions
- Arkansas's statewide effective property-tax rate is approximately 0.62% of home value (last reviewed May 2026). Actual county- and city-level rates vary; check your specific parcel before budgeting.