Alaska Mortgage Calculator
Estimate the monthly PITI payment on a Alaska home. Preseeded with the state’s 1.07% effective property-tax rate, $1,100 average annual insurance, and $360,000 median home price.
Loan Parameters
$
$
Percentage
20.0 %
Loan Term
Advanced Options
$
Monthly Payment (PITI)
$2,353
- Principal & Interest
- $1,820
- Property Taxes
- $321
- Home Insurance
- $92
- PMI
- $120
Total Interest
$367,328
Total Cost
$803,888
Payoff Year
2056
Alaska Property Tax, Insurance & Home Prices
- Effective property-tax rate
- 1.07%
- Avg annual insurance
- $1,100
- Median home price
- $360,000
Statewide averages, last reviewed May 2026. Actual rates and premiums vary significantly by county, city, and parcel — see the notes below.
Notable Alaska Rules
Alaska has no state income tax and no statewide property tax — rates are set at the borough/municipality level. Anchorage and the Mat-Su Borough are the highest. The state distributes Permanent Fund dividends to residents, which can be used toward closing costs.
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Frequently Asked Questions
- Alaska's statewide effective property-tax rate is approximately 1.07% of home value (last reviewed May 2026). Actual county- and city-level rates vary; check your specific parcel before budgeting.