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Connecticut Mortgage Calculator

Estimate the monthly PITI payment on a Connecticut home. Preseeded with the state’s 2.14% effective property-tax rate, $1,500 average annual insurance, and $380,000 median home price.

Loan Parameters
$
$
Percentage
20.0 %
Loan Term
Advanced Options
$
Monthly Payment (PITI)
$2,724
Principal & Interest
$1,921
Property Taxes
$678
Home Insurance
$125
Total Interest
$387,735
Total Cost
$980,695
Loan-to-Value
80.0%
Payoff Year
2056

Connecticut Property Tax, Insurance & Home Prices

Effective property-tax rate
2.14%
Avg annual insurance
$1,500
Median home price
$380,000

Statewide averages, last reviewed May 2026. Actual rates and premiums vary significantly by county, city, and parcel — see the notes below.

Notable Connecticut Rules

Connecticut has the third-highest effective property-tax rate in the US. Mill rates vary widely by town — Hartford and Waterbury are at the high end, Greenwich and Salisbury at the low end despite higher home values. Always check the specific town mill rate before buying.

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Frequently Asked Questions

  • Connecticut's statewide effective property-tax rate is approximately 2.14% of home value (last reviewed May 2026). Actual county- and city-level rates vary; check your specific parcel before budgeting.