Connecticut Mortgage Calculator
Estimate the monthly PITI payment on a Connecticut home. Preseeded with the state’s 2.14% effective property-tax rate, $1,500 average annual insurance, and $380,000 median home price.
Loan Parameters
$
$
Percentage
20.0 %
Loan Term
Advanced Options
$
Monthly Payment (PITI)
$2,851
- Principal & Interest
- $1,921
- Property Taxes
- $678
- Home Insurance
- $125
- PMI
- $127
Total Interest
$387,735
Total Cost
$980,695
Payoff Year
2056
Connecticut Property Tax, Insurance & Home Prices
- Effective property-tax rate
- 2.14%
- Avg annual insurance
- $1,500
- Median home price
- $380,000
Statewide averages, last reviewed May 2026. Actual rates and premiums vary significantly by county, city, and parcel — see the notes below.
Notable Connecticut Rules
Connecticut has the third-highest effective property-tax rate in the US. Mill rates vary widely by town — Hartford and Waterbury are at the high end, Greenwich and Salisbury at the low end despite higher home values. Always check the specific town mill rate before buying.
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Frequently Asked Questions
- Connecticut's statewide effective property-tax rate is approximately 2.14% of home value (last reviewed May 2026). Actual county- and city-level rates vary; check your specific parcel before budgeting.