Today's Mortgage Rates
Current average 30-year and 15-year fixed mortgage rates, sourced weekly from Freddie Mac's Primary Mortgage Market Survey.
Current average rates
About This Data
These are national average rates from Freddie Mac's Primary Mortgage Market Survey (PMMS), published every Thursday and redistributed by the Federal Reserve Bank of St. Louis (FRED). They reflect rates for borrowers with strong credit making a 20% down payment on a conforming loan — actual quotes vary by lender, credit score, loan amount, property type, and points paid. Use these numbers as a planning benchmark, not a guaranteed quote.
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Frequently Asked Questions
- Freddie Mac's Primary Mortgage Market Survey (PMMS), a weekly survey of mortgage lenders nationwide, redistributed by the Federal Reserve Bank of St. Louis (FRED). It's the standard reference rate used across the mortgage industry.
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