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Today's Mortgage Rates

Current average 30-year and 15-year fixed mortgage rates, sourced weekly from Freddie Mac's Primary Mortgage Market Survey.

Current average rates

30-Year Fixed
6.95%

As of September 17, 2026

Estimate your payment at this rate →
15-Year Fixed
6.26%

As of September 17, 2026

Estimate your payment at this rate →

About This Data

These are national average rates from Freddie Mac's Primary Mortgage Market Survey (PMMS), published every Thursday and redistributed by the Federal Reserve Bank of St. Louis (FRED). They reflect rates for borrowers with strong credit making a 20% down payment on a conforming loan — actual quotes vary by lender, credit score, loan amount, property type, and points paid. Use these numbers as a planning benchmark, not a guaranteed quote.

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Frequently Asked Questions

  • Freddie Mac's Primary Mortgage Market Survey (PMMS), a weekly survey of mortgage lenders nationwide, redistributed by the Federal Reserve Bank of St. Louis (FRED). It's the standard reference rate used across the mortgage industry.
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