Wisconsin Mortgage Calculator
Estimate the monthly PITI payment on a Wisconsin home. Preseeded with the state’s 1.61% effective property-tax rate, $1,100 average annual insurance, and $290,000 median home price.
Loan Parameters
$
$
Percentage
20.0 %
Loan Term
Advanced Options
$
Monthly Payment (PITI)
$2,044
- Principal & Interest
- $1,466
- Property Taxes
- $389
- Home Insurance
- $92
- PMI
- $97
Total Interest
$295,903
Total Cost
$700,973
Payoff Year
2056
Wisconsin Property Tax, Insurance & Home Prices
- Effective property-tax rate
- 1.61%
- Avg annual insurance
- $1,100
- Median home price
- $290,000
Statewide averages, last reviewed May 2026. Actual rates and premiums vary significantly by county, city, and parcel — see the notes below.
Notable Wisconsin Rules
Wisconsin offers a School Levy Tax Credit and a Lottery and Gaming Credit applied directly to primary-residence tax bills. Cities and towns each set their own mill rate; rates vary widely between Milwaukee-area, Madison-area, and rural northern counties.
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Frequently Asked Questions
- Wisconsin's statewide effective property-tax rate is approximately 1.61% of home value (last reviewed May 2026). Actual county- and city-level rates vary; check your specific parcel before budgeting.