Kansas Mortgage Calculator
Estimate the monthly PITI payment on a Kansas home. Preseeded with the state’s 1.34% effective property-tax rate, $2,700 average annual insurance, and $220,000 median home price.
Advanced Options
- Principal & Interest
- $1,112
- Property Taxes
- $246
- Home Insurance
- $225
Kansas Property Tax, Insurance & Home Prices
- Effective property-tax rate
- 1.34%
- Avg annual insurance
- $2,700
- Median home price
- $220,000
Statewide averages, last reviewed May 2026. Actual rates and premiums vary significantly by county, city, and parcel — see the notes below.
Notable Kansas Rules
Kansas has one of the highest homeowners-insurance averages in the country due to tornado and hail exposure. Property-tax rates vary widely by school district. The state's Homestead Refund offers up to $700 back for low-income, senior, or disabled homeowners.
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Frequently Asked Questions
- Kansas's statewide effective property-tax rate is approximately 1.34% of home value (last reviewed May 2026). Actual county- and city-level rates vary; check your specific parcel before budgeting.